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Builders Risk

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Builders Risk Insurance

Protect Your Construction Project Every Step of the Way

Builders risk insurance safeguards properties under construction from losses due to fire, theft, flooding, and more. Strata Insurance Group assesses your project risks and tailors coverage to ensure your investment is fully protected.

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Why Builders Risk Insurance Matters?

Construction sites are exposed to unique risks—accidents, weather events, theft of materials, and unforeseen damages can halt projects and lead to costly delays. Builders risk insurance provides financial protection for the building, materials, and equipment during construction.

Our specialists evaluate your project scope, location, and timeline to recommend coverage that fits your construction needs.

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What Builders Risk Insurance Covers?

Comprehensive Protection for Your Construction Projects

Policies may include:

  • Property Coverage – Protection for structures under construction, materials, and equipment on-site or in transit
  • Theft & Vandalism – Coverage for stolen or damaged construction materials and tools
  • Fire & Natural Disasters – Protection against fire, wind, hail, flood, or other perils
  • Soft Costs Coverage – Financial protection for additional expenses caused by delays or losses
  • Equipment Breakdown & Transit Coverage – Protection for machinery and materials during transportation or storage

Coverage varies depending on project type, value, and construction timeline.

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