Commercial auto insurance covers a variety of business vehicles. We sometimes call it commercial car insurance, truck insurance or fleet insurance. This type of business insurance covers costs, situations and uses that are not covered by a personal auto policy. Insurance options can be overwhelming. We’ll help you decide what your business really needs.
Commercial property insurance covers the building your business owns or rents, as well as the equipment, computers, tools and furniture in it. When we create your insurance plan, we look at your loss history, unique risks and safety precautions. We then provide customized coverage that will ensure business continuity, even in the event of a disaster.
Depending on the business you operate, a general liability policy may not be enough protection against lawsuits and other threats to your business. Like an umbrella, commercial umbrella insurance extends coverage beyond general liability, commercial auto or employers liability policies. When all other coverage has been exhausted, commercial umbrella insurance kicks in.
Every business should protect itself from accidents and injuries that may occur on site. That’s what general liability insurance is for. There are different plans to choose from, and certain kinds of businesses face greater risks than others. We perform an analysis of your business to find the best general liability plan for your budget.
If an employee is injured on-site, workers compensation insurance provides coverage for medical expenses and even income loss. Most states require businesses to carry some type of work comp insurance. We can help you meet your legal obligation to protect your company and employees from financial responsibility.