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Commercial Auto

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Commercial Auto Insurance

Protect Your Business Vehicles. Drive with Confidence.

Commercial auto insurance safeguards business vehicles—including cars, trucks, and fleets—from risks not covered by personal policies. Strata Insurance Group simplifies your options to ensure your business has the right coverage.

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Why Commercial Auto Insurance Matters?

Business vehicles face unique risks, from accidents and liability to theft and property damage. Personal auto insurance typically excludes coverage for business use, leaving companies exposed.

Our specialists help you assess your fleet’s needs and design a policy that protects your vehicles, employees, and business operations.

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What Commercial Auto Insurance Covers?

Coverage Designed for Your Business Vehicles

Policies may include:

  • Liability Coverage – Protects against bodily injury or property damage caused by your business vehicles
  • Physical Damage Coverage – Covers collision, fire, theft, or vandalism to vehicles
  • Medical Payments / Personal Injury Protection – Pays for injuries to drivers or passengers
  • Uninsured / Underinsured Motorist Coverage – Protection if another driver lacks adequate insurance
  • Fleet Coverage – Customized policies for multiple vehicles

Coverage options vary depending on vehicle type, usage, and business size.

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