Extra Protection for Your Business.
Commercial umbrella insurance extends your coverage beyond general liability, commercial auto, and employer policies—providing additional protection when other insurance limits are reached. Strata Insurance Group helps ensure your business is fully safeguarded.
Why Commercial Umbrella Insurance Matters?
Even with comprehensive liability, auto, and employer coverage, large claims or lawsuits can exceed your policy limits. Commercial umbrella insurance steps in to provide extra protection, helping your business survive high-cost legal claims or settlements.
Our specialists assess your business operations, risk exposure, and existing policies to recommend a tailored umbrella solution.
What Commercial Umbrella Insurance Covers?
Coverage Beyond Standard Policies
Commercial umbrella insurance may include:
- Excess Liability Coverage – Extends limits of general liability, commercial auto, and employer liability policies
- Bodily Injury & Property Damage – Protection for large claims against your business
- Legal Defense Costs – Covers attorney fees, court costs, and settlements
- Worldwide Coverage – Extends coverage for incidents occurring outside the U.S.
- Additional Risk Scenarios – Coverage for claims not fully addressed by primary policies
Umbrella coverage limits typically start at $1 million and can be increased according to your business needs.
