Smart Protection for Condo Living
Condo insurance from Strata Insurance Group helps protect your personal belongings, appliances, and valuables—while filling the coverage gaps not included in your condo association’s master policy.
What Is Condo Insurance?
Condo insurance, often referred to as an HO-6 policy, provides protection for what you own inside your condo unit.
While your condo association typically insures the building’s exterior and common areas, you are responsible for your personal property and interior features. Our specialists help you find the right coverage so you’re protected without paying for unnecessary extras.
What Condo Insurance Covers
Coverage Designed for Condo Owners
Condo insurance policies may include:
- Personal Property Coverage – Protection for furniture, electronics, clothing, and valuables
- Interior Improvements & Fixtures – Coverage for flooring, cabinets, appliances, and built-in features
- Personal Liability Protection – Financial protection if someone is injured inside your unit
- Loss of Use Coverage – Helps cover living expenses if your condo becomes uninhabitable
- Loss Assessment Coverage – Helps pay your share of damages to common areas not fully covered by the association
Coverage options vary based on your condo association’s master policy.
