Essential Protection When Water Rises
Most standard home insurance policies do not cover flood damage. Flood insurance from Strata Insurance Group helps protect your property, appliances, and personal belongings from costly flood-related losses.
Why Flood Insurance Matters?
Flooding can happen anywhere—not just in high-risk zones. Even a few inches of water can cause significant damage to your home and possessions.
At Strata Insurance Group, we help you secure flood coverage tailored to your location, property type, and risk level—so you’re financially protected when the unexpected occurs.
What Flood Insurance Covers?
Coverage Designed for Flood-Related Losses
Flood insurance policies may include:
- Building Coverage – Protection for the structure of your home, including foundation, electrical systems, and plumbing
- Appliances & Equipment – Coverage for HVAC systems, water heaters, washers, and dryers
- Personal Property Coverage – Protection for furniture, clothing, electronics, and other personal belongings
- Basement Coverage – Limited coverage for specific items located in basements
Coverage options vary based on policy type and flood zone.
