Protect What’s Most Valuable to You
Basic homeowners insurance provides limited coverage for valuable items. Jewelry floater insurance from Strata Insurance Group offers enhanced protection for your jewelry—covering loss or damage, even while being worn or moved.
Why Jewelry Insurance Matters?
Jewelry often holds both financial and sentimental value. Standard homeowners policies typically have low limits and exclusions for valuables like rings, watches, and heirloom pieces.
A jewelry floater policy provides broader, more flexible coverage—ensuring your valuable items are protected beyond the limits of a basic policy.
What Jewelry Insurance Covers?
Specialized Coverage for High-Value Items
Jewelry insurance policies may include:
- Loss Coverage – Protection if your jewelry is lost or misplaced
- Theft Coverage – Coverage for stolen items
- Accidental Damage – Protection from damage such as broken clasps or cracked stones
- Worldwide Coverage – Protection whether you’re at home or traveling
- No Deductible Options – Depending on the policy selected
Coverage terms vary based on item value and policy structure.
