Protect Your Property. Protect Your Rental Income.
Owning rental property comes with unique risks. Landlord insurance from Strata Insurance Group helps protect you from financial loss due to accidents, disasters, or lawsuits—and can cover lost rental income if your property becomes uninhabitable.
What Is Landlord Insurance?
Landlord insurance is designed specifically for rental property owners. Unlike standard homeowners insurance, it accounts for the risks associated with tenants, rental income, and property use.
Our specialists help tailor coverage based on your property type, location, and rental strategy—so your investment stays protected.
What Landlord Insurance Covers?
Coverage Built for Rental Properties
Landlord insurance policies may include:
- Dwelling Coverage – Protects the structure of your rental property
- Other Structures Coverage – Coverage for garages, sheds, and fences
- Liability Protection – Financial protection against injury or property damage claims
- Loss of Rental Income – Reimburses lost rent if a covered event makes the property uninhabitable
- Property Damage by Tenants – Coverage options for accidental tenant damage
Coverage varies based on policy selection and carrier.
