Ride Confidently. Protect Your ATV.
Most homeowners policies do not fully cover ATVs. Strata Insurance Group helps you get the right coverage to protect your vehicle, passengers, and financial investment from accidents, theft, or damage.
Why ATV Insurance Matters?
ATVs are fun, adventurous, and powerful—but accidents and losses can be costly. Standard home or auto insurance often excludes off-road vehicles.
Our specialists help you select coverage tailored to your ATV type, usage, and riding habits—so you can enjoy your ATV with confidence.
What ATV Insurance Covers?
Coverage Designed for Off-Road Adventures
ATV insurance policies may include:
- Collision Coverage – Pays for damage to your ATV from an accident
- Comprehensive Coverage – Covers theft, vandalism, fire, and weather-related damage
- Liability Coverage – Protection if you cause injury or property damage to others
- Medical Payments / Personal Injury – Coverage for injuries to riders or passengers
- Accessory Coverage – Protection for custom parts or equipment
Coverage options vary depending on ATV type, usage, and policy selection.
